Clayton performs Special Servicing for both conforming and non-conforming mortgage loans across non-performing assets.  It evaluates the investment value of whole loans or of a security through its modeling tools, coupled with its expertise on default related variables including loss frequency/severity, foreclosure time frames, bankruptcy risk, REO time frames and real estate valuation methods.  Its technological solutions provide asset managers with the information and analytical capabilities needed to focus on meaningful communications with borrowers and clients.

Clayton’s default management system generates a NPV analysis of the optimal default resolution strategy and puts this strategy in place, in real time, while the asset manager has the attention and cooperation of the borrower.                                                             

Our agile business structure allows us to help clients react quickly to changing market conditions and tailor customizable solutions while our capabilities allow for asset recovery to be maximized through full-scale value-added servicing.  Additionally, Clayton offers other default support functions including, but not limited to:

• File management
• Asset valuation
• Credit scoring
• Property inspections

At Clayton, our mission is to provide incomparable loss mitigation and asset disposition services.  Results and dispositions are delivered through state-of-the-art technology and an experienced, well-trained and mission-committed staff, resulting in maximum financial returns for our client’s investments by improving loan performance, increasing cash flow and when necessary, facilitating liquidation.

12/20/2007: Clayton Receives Special Servicer Rating from Standard & Poor's

Excerpt from the S&P evaluation "The ranking is based on the company's superior level of automation, industry-experienced management team, and developing internal control and risk management environment, along with strong process management, thorough policies and procedures, a satisfactory (and developing) training regimen, and successful execution of strategic business initiatives.