Clayton Consulting provides detailed reviews and certifications of both lender compliance departments and overall operations.  For Lenders, these reviews can make the difference in securing a new source of funds.  For Loan Buyers, these reviews provide the surety required when assessing a potential new seller.

Clayton Compliance & Operational Reviews and Certification programs include:

• Review scope and topical outline. 
• On-site reviews of policies, procedures, systems and origination processes, including: 
• Management interviews
• Demonstrations of relevant software applications
• Identification of sources of compliance information, as applicable
• Communication of and training support relating to revisions, amendments, and modifications of compliance, high cost, predatory lending, and other applicable federal/state/municipality legislation, as applicable
• Review of approval, renewal, and monitoring processes of vendors, brokers, correspondents, and third-party service providers, as applicable 
• Assessment, summary and narrative review 
• Feedback and recommendations, as necessary, regarding issues identified in the review.