Clayton Holdings, Inc. was founded in 2005 through the union of Clayton Services, Inc., a leading provider of integrated loan and portfolio analysis, operations support and consulting services to the primary, capital and investor markets, and The Murrayhill Company, a leader of the securities surveillance and credit risk management business.  Clayton has since added a number of companies to its corporate structure.  In each case, Clayton has expanded its offerings to provide our clients greater capabilities and deeper services in the areas of Analytics, Consulting and Outsourcing.   

How Clayton is organized:    

Clayton Services, Inc.

Clayton Services, Inc. was founded in 1990 and pioneered the concept of combining advanced technologies with the best professionals in the industry to offer market-leading due diligence services.  Clayton’s proprietary loan review software set a high standard in loan purchase and portfolio analysis.  Over the years, Clayton Services expanded to include compliance software, special servicing, conduit support services, and a range of other offerings all designed and delivered to help our clients succeed.  The products and services Clayton Services provides include:

• Due Diligence Analytics
• Conduit Fulfillment Services Outsourcing
• Compliance Products & Services
• Special Servicing
• Compliance & Operational Reviews and Certifications
• Business Process & Consulting Services
• Professional Staffing Solutions

Clayton Fixed Income Services, Inc.

Clayton Fixed Income Services, formerly The Murrayhill Company, created independent, third-party credit risk management to improve the performance of fixed-income securities.  Our responsibility is to monitor the fiduciaries in structured finance transactions, identify issues, and resolve problems.  We partner with a broad range of players in the structured finance industry, including servicers, trustees, insurers, bond guarantors, dealers, and investors.  Major private-label dealers have retained Clayton to monitor structured finance assets.  We provide credit risk management on hundreds of transactions.  Clayton is typically included in securitization trust agreements as a credit risk manager for the life of the securities that we monitor.  The products and services Clayton Fixed Income Services provides include:

• Credit Risk Management Analytics
• Independent Pricing Services
• Reg. AB Static Pool Analysis
• Reg. AB Attestation Readiness & Preparation
• Remittance Analytics & Reporting